About the Company: Monsoon Creditech is a group of highly motivated, coffee chugging, data munchers with a laser focus on transforming the lending and banking industry. They are diverse,have different backgrounds and many a times opposing views. They might even argue. But they have one common goal. And they are united in their efforts and relentless in its pursuit.
Job location: New Delhi
Desired Experience: 0-2 Years
Target Batch Passout: 2013-2016
Salary: INR 5 LPA – INR 6 LPA(The final CTC will depend upon candidates performance in the interview)
Course Specialization: B.E/B.Tech/MBA
Candidate will be responsible for following:
-Understand and articulate key pain points of given lender and work with the tech team to find solutions for them.
-Help validate the solution for given pain points by devising appropriate pilota.
-Identify target lenders-clients on the basis of size of historical dataset available ,loan Product Mix of lender,asset quality of loan book,size of loan-book,ease of acquiring as client
-Get mandates from the top management of NBFCs and banks to run pilots
-Engage with tech team to ensure that pilot is being executed in-line with optimal strategy for given client
-Ensure that the results of the pilot are presented in the best possible way to the client
-Understand given lender’s ability and willingness to pay for our product and evolve optimal pricing for given lender
-Identify key competition and perform a deep-analysis of their product offerings and business model.
-Help company adapt its offerings and business strategy to deal with competition
Skill Set Required:
Candidates must have following skills:
-Detailed and quantitative appreciation of Credit risk,pricing of loan products ,consumer behaviour & credit-characteristics
-Thorough knowledge of processes used by best of breed Indian lenders in the areas of customer acquisition credit appraisal,disbursement,
-Ability to leverage strong network with NBFCs and banks to get information about the lender’s pain points and processes and setup meetings with the top-management to pitch product
-Experience across at least 3 of the following verticals across different NBFCs and banks will be given preference:
MSME loans/2W/ 4W loans/CV loans/Personal loans/LAP/Mortgages
-Face to face Interview